First Time Home Buyers

About to buy your first house? This first-time home buyers guide provides advice on house deposits, FICO credit scores, mortgage brokers and household budgeting

Oct 9, 2009 - Asa Ghaffar

The housing market is a perilous place for the first-time buyer. Find out how to avoid the common pitfalls of home ownership.

Jul 16, 2009 - Asa Ghaffar

Buying a house can be both a confusing and expensive exercise. Find out how to save money with a series of useful tips and advice aimed at helping first-time buyers.

Jul 15, 2009 - Asa Ghaffar

Falling house payments mean that first time buyers are starting to return. Buying a house may be cheaper than renting a house, but lending criteria remain tight.

May 14, 2009 - Asa Ghaffar

Home affordability is now paramount for the FSA when buying a house. Lower income multiples and a higher house deposit are likely to create issues for first-time buyers.

Mar 18, 2009 - Asa Ghaffar

During the property boom, 100% mortgages were available. With falling house prices and negative equity, first-time buyers are finding that 25% house deposits are normal.

Feb 13, 2009 - Asa Ghaffar

First-time buyers are finding it hard to buy a house. Rising house deposits, reduced lending levels, bad credit and negative equity are the main reasons for this.

Feb 13, 2009 - Asa Ghaffar

Those buying a house will benefit from home equity due to long term capital growth. There will be no further restrictions on home improvements or keeping family pets.

Feb 11, 2009 - Asa Ghaffar

First-time buyers that have bought recently are experiencing falling house prices and negative equity. This is leading to house repossession and creditor harassment.

Feb 1, 2009 - Asa Ghaffar

Falling house prices present an opportunity for first-time buyers. Do fears of negative equity, involuntary unemployment and property repossession pose too great a risk?

Feb 1, 2009 - Asa Ghaffar

Renting a house may not result in capital appreciation, but it can make life easier than buying a house. With falling house prices, is house rental a better option?

Jan 16, 2009 - Asa Ghaffar

Whilst buying a house is an ambition of many first-time buyers, it can be easier to rent a property. How does someone make mortgage payments following redundancy?

Jan 16, 2009 - Asa Ghaffar

Renting a property is considered dead money, but buying a house has many pitfalls. What about the difficulty first-time buyers have raising a deposit or negative equity?

Jan 16, 2009 - Asa Ghaffar

The process for buying a house may seem overwhelming for first-time buyers, but it needn't be this way. The only hard part is saving for the house deposit.

Jan 12, 2009 - Asa Ghaffar

First-time buyers have a hard time saving for a house deposit with UK house prices being so high. Getting quality mortgage advice can help reduce mortgage payments.

Dec 21, 2008 - Asa Ghaffar

Finding money for a house deposit for first time buyers is tough, but it's important to do so to get the best mortgage deals. Raise enough for a home deposit.

Dec 9, 2008 - Asa Ghaffar